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Buy Now, Pay Later!
This option offers you the option to defer payments for 12 months during which you have the choice to settle interest free by paying the amount borrowed. If you don’t settle by the end of the deferred period, interest will have accrued from the inception of the loan agreement and you can then repay by the monthly instalments.
Representative Example: Cash price of £6000. No deposit. Total amount of credit £6000. If not settled in deferred period, 120 monthly payments of £129.07, 18.3% per annum variable. Total charge for credit £9488.40. Total amount repayable £15488.40. Representative APR 19.9% variable
Flexible Monthly Repayments
This option allows you to spread the cost of your purchase into affordable monthly payments. Repayments are flexible but subject to the minimum repayment below. You can therefore control the term of the loan and the interest you would pay. Minimum loan Value: £1,000.00 for 36, 60 or 120 monthly payments. Representative Example: Cash price of £6000 No deposit. Total amount of credit £6000 120 monthly payments of £77.64, 9.5% per annum variable. Total charge for credit £3316.80. Total amount repayable £9316.80 Representative APR 9.9% variable
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